Question 1

What down payment assistance programs are available in Tri-Cities WA?

Accepted Answer

Tri-Cities buyers can access the Washington State Housing Finance Commission (WSHFC) Home Advantage and House Key programs, the Tri-Cities HOME Consortium Down Payment Assistance (up to $50,000 for qualified buyers), and city-specific assistance in Kennewick, Pasco, and Richland. Jeremy will match you to the right program based on your income and the home price.

Question 2

How much do I need for a down payment on a home in Kennewick or Richland?

Accepted Answer

The 20% down myth keeps too many buyers on the sidelines. Depending on your situation you may qualify for 3%, 3.5%, or even 0% down programs (VA, USDA). Combined with Tri-Cities down payment assistance, many buyers get in with far less cash than they expected.

Question 3

What is the housing market like in Tri-Cities WA in 2026?

Accepted Answer

Tri-Cities is a balanced market with median home prices around $430K–$500K and roughly 40–60 days on market. That means buyers have more room to negotiate than in recent years, and timing your purchase and financing correctly matters more than ever.

Question 4

Can Jeremy help with investment property loans in Pasco and Richland?

Accepted Answer

Yes. Jeremy specializes in multi-property portfolio strategies, DSCR loans, cash flow optimization, and creative financing for investors scaling in the Tri-Cities market. The Investor Mortgage Playbook covers the exact frameworks seasoned buyers use.

Question 5

Is Jeremy Brock licensed to do mortgages outside of Tri-Cities?

Accepted Answer

Yes. Jeremy Brock, NMLS #1170125, is licensed throughout Washington State through Cornerstone First Mortgage — so whether you're buying in Kennewick or anywhere else in WA, he can guide your financing.